Los Angeles · by video across the U.S.
A financial plan you understand, and an advisor you can call.
Fenul Wealth Management brings your investments, taxes, retirement and insurance into one written plan, then helps you follow it. You work directly with the firm’s founder. The first call is free.
Fenul Wealth Management LLC is an investment adviser registered with the State of California (CRD #311474). Registration does not imply a certain level of skill or training.
- Registered adviserState of California, CRD #311474
- Your account, your nameHeld at Interactive Brokers, not by us
- No commissionsNo products to sell you
- No account minimumFirst call is free
Your advisor
Tayeb Ayat
Founder and investment adviser representative, Fenul Wealth Management LLC
Tayeb trained as an engineer and scientist and worked as a reservoir engineer before founding the firm in 2020. He plans the way he was trained to work: write down the assumptions, run the numbers, and explain them plainly.
- Series 65 (Uniform Investment Adviser Law Examination)
- Ph.D. and M.S., University of Southern California
- B.S., Sharif University of Technology
- Meets clients in Westwood, Los Angeles, and by video
Check Tayeb Ayat’s public record, CRD #7292729 (opens in a new tab)
Who we work with
Planning built around how you earn
Most of our work is with professionals whose pay is more complicated than a salary, and with families who simply want a clear plan. You do not need to be wealthy to start.
Executives
Stock awards, options and deferred pay, planned around taxes, trading windows and the day you step back.
Engineers and tech
RSUs and ESPP shares that pile up in one company, turned into a plan for the house, the kids and retirement.
Physicians
Student loans, disability coverage and a late start on saving, organised so the high income actually builds wealth.
Pilots
Pension and lump-sum choices, a 401(k), and a retirement date that is fixed at 65, planned years ahead.
Business owners
Retirement plans for owners, a steady personal paycheck and what happens to the proceeds if you sell.
Families and first-time investors
No account minimum. Start with a budget, an emergency fund, the 401(k) match and a plan you can follow.
Services and fees
What we do, and how we are paid
Financial planning
Flat fee, quoted before you start
A written plan covering cash flow, retirement, taxes, insurance, education and estate basics, with the numbers and assumptions shown.
Investment management
Annual fee as a share of assets, lower as assets grow
A diversified portfolio built for your plan, in your own account at Interactive Brokers, rebalanced and reviewed with you.
Hourly advice
Billed by the hour
A second opinion on one decision: a job offer, a rollover, a home purchase, or a pension choice.
The first call is free. We are paid only by our clients: no commissions and no payments from fund companies. Fees are agreed in writing before any work starts; the full schedule is in our brochure (Form ADV Part 2A), on the public record (opens in a new tab). Lower fees for comparable services may be available from other sources.
Safety of your money
Your money stays in your name
- Your account is opened in your own name at Interactive Brokers LLC, a large independent brokerage and a member of SIPC.
- Fenul Wealth Management never holds your money. Statements, trade confirmations and tax forms come to you directly from the brokerage.
- The firm’s authority is limited to managing the investments in that account. You can see every trade and close the account at any time.
How it works
From first call to a plan you can follow
Free 30-minute call
Tell us what you want to solve. We explain how we work and what it would cost. No obligation.
Gather the picture
Share statements, or link your accounts in the free Heath app, so nothing is missed.
Your written plan
Clear next steps with the numbers behind them, in plain language you can read in one evening.
Ongoing help
Investment management if you choose it, an annual plan review, and a call whenever life changes.
Free for everyone
See all your money in one place with Heath
Heath is our partner app for tracking your own finances: net worth, cash flow, debts and bills, with a payoff planner. Create a free account and add accounts by hand, or link your banks securely through Plaid with a 7-day free trial of Heath Pro. Heath is read-only: it never moves money.
Heath is offered by Soft Flourish under its own terms and privacy policy. Using it does not make you a client of the firm.
- Net worth and its trend, across banks, cards, loans and investments
- This month’s money in and out, without counting transfers twice
- A debt payoff plan, avalanche or snowball, with the date you are debt-free
- On iPhone, iPad, Mac, Android and Windows
The kind of numbers in a plan
See your money as a system, not a number
An example of a diversified mix
An example mix that adds up to 100%. Not a recommendation and not any client’s portfolio.
What 7% a year does to $1,000,000
Arithmetic only: $1,000,000 growing 7% a year with no additions, before fees and taxes. Not a forecast and not a result for any client.
Registered and verifiable
Check us on the public record
Fenul Wealth Management LLC is an investment adviser registered with the State of California. Every fact below is on the regulator’s public record, so you can confirm it before you speak to anyone.
- Firm CRD number
- 311474
- Registered in California since
- January 26, 2021
- Advisor
- Tayeb Ayat, CRD 7292729
- Office
- 10880 Wilshire Blvd, Suite 1101, Los Angeles, CA 90024
Registration does not imply a certain level of skill or training. Clients outside California are served only where the firm is registered or exempt from registration. Open the public registration record (opens in a new tab).
Start here
A free 30-minute call.
No pitch, no obligation.
Tell us what is on your mind. If we can help, we will explain how and what it costs. If we are not the right fit, we will say so.
Prefer email? info@fenul.com or send a message.